What You’ll Get
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Account review of your debts and available documentation.
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Guidance on requesting validation under the Fair Debt Collection Practices Act (FDCPA).
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Next steps so you can decide how to proceed before paying another dollar.
No Upfront Fee
Privacy Protected
Cancel Anytime
How Debt Validation Works (Quickly)
- You provide account details and collectors.
- We check what documentation exists (e.g., agreements, chain of title).
- We help you request validation and review the response.
If proper documentation isn’t provided, collectors may not be able to continue collection until validation is supplied. Laws vary by state and situation.
Frequently Asked Questions
Do you guarantee specific results?
No. Every situation is different, and we cannot guarantee outcomes. We provide information and services to help you exercise your rights.
Is this legal advice?
No. We are not a law firm and do not provide legal advice. If you need legal advice, please consult an attorney.
Will this hurt my credit?
Challenging an account may impact your credit depending on how the creditor or collector reports it. We can discuss potential impacts during your review.
How much does the review cost?
The initial review is free and there is no obligation to continue.
Your Privacy Matters
Your information is encrypted in transit. We don’t sell your data. See our Privacy Policy for details.
By submitting the form, you consent to be contacted regarding your request. You can opt out at any time.
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